Whether your home has been built with an art deco theme, modern styling, an extension or loft conversion, your home may fall under the non-standard home insurance category of flat roof insurance.
You will require specialist insurance if your property has over 50% flat roof of the overall area.
Weather and burglaries
Flat roofs constructed with felt, asphalt and timber are considered to have a shorter lifespan than a tiled roof. In a climate where rain is frequent, insurers deem flat roofs to be prone to leaks as the rain pools and does not run off efficiently. Snow and ice will also collect on a flat roof, increasing the weight and flooding risk. Insurers recommend flat roof inspections every eight to ten years.
Flat roofs also pose a higher risk for burglaries, as it is considered easier to enter the property.
Loft conversions and extensions
Many extensions and loft conversions will have a flat roof. The insurer will be interested in this if this now makes up over 50% of the total roof area of the property. We will ask you to estimate this percentage.
Flat roof insurance
Computerquote Insurance provides insurance for properties that have over 50% flat roof. It is best to contact us by phone to get an accurate and competitive specialist home insurance quote - 0800 389 9949 or 023 9224 7870.