Car breakdown cover

Computerquote Insurance | Breakdown insurance

We understand that your vehicle is integral to your daily life - getting to and from work, running errands, picking up supplies and delivering family members to their various activities. The Computerquote range of motor breakdown polices ensure your vehicle is attended to by a prompt and professional breakdown service while helping you get back on the road as quickly as possible.

Computerquote breakdown policies apply to the insured vehicle specified in your schedule, not the driver. Any of the following vehicle types are covered:

  • Cars
  • Vans (up to 7.5 tonnes gross weight)
  • Motorcycles (without sidecars)
  • Minibuses (seating up to 17 people including the driver)
  • Motorhomes

Trailers and non-motorised caravans (up to 7 metres long and attached by standard coupling) are covered to the same level of service as the insured vehicle.


Computerquote Breakdown Extras (£25.00 inc. IPT)

Our great value Breakdown Extras policy provides the following cover 24/7:

Roadside Assistance

Provides up to 1 hour of labour at the roadside to try to repair the fault and get you back on the road safely.

Recovery to the nearest repairer

If the fault connot be repaired, you and your vehicle will be taken to the nearest available repairer within 20 miles of the breakdown.

Relay to your destination

If your vehicle can’t be repaired at the scene of the breakdown or at the nearest available repairer by the end of the working day we will take you and your vehcile to any one place within the UK that you choose.

Accommodation or vehicle hire costs so you can complete your journey and collect your vehicle after its repair

If you are more than 50 miles from your home address we will provide:

  • Vehicle hire up to £250
  • or alternative public transport up to £150
  • or overnight room only accommodation near where the vehicle is being repaired for 1 night, up to £75 per person to a total of £500

Misfuelling cover

If you put the wrong type of fuel in the insured vehicle, we will drain and flush your fuel tank at the roadside and top you up with 10 litres of the correct fuel, or you and your vehicle will be taken to the nearest repairer to do so. 
Please note: if you realise you have used the incorrect fuel and have not started the insured vehicle, do not attempt to start it.

Lost keys

If you have lost your keys, you will be taken to (and from) where spare keys are located, or you and your vehicle will be taken to a repairer.

Replacement driver

If the only driver in the insured vehicle is medically unfit to drive during the trip, we will arrange pay for a chauffeur.

Message service

The ERS Rescue Control Centre can contact family or colleagues on your behalf

Computerquote Breakdown Extras can be bought by phone with a new car insurance quote, or separately by calling 0800 389 9949 (regardless of whether your vehicle is insured by Computerquote Insurance)

Download and view the Computerquote Breakdown Extras policy wording


Computerquote Breakdown Classic (£46.00 inc. IPT)

Our comprehensive Classic Breakdown policy provides all of the above throughout the UK plus:

Home assistance

In addition to the cover above, home assistance covers:

  • Up to one hour of labour costs at your home address (or within 1/4 of a mile)
  • Taking you and your vehicle to the nearest available repairer if the breakdown cannot be repaired at the scene

Computerquote Breakdown Classic can be bought online or by phone with a new car insurance quote, or separately by calling 0800 389 9949 (regardless of whether your vehicle is insured by Computerquote Insurance)

Download and view the Computerquote Breakdown Classic policy wording


Computerquote Breakdown Classic Plus (£70.00 inc. IPT)

Our Classic Plus Breakdown policy provides cover throughout Europe for an exceptionally competitive price, plus:

Additional countries

All UK cover is expanded to include every country in the European Union as well as:

  • Andorra
  • Iceland
  • Liechtenstein
  • Norway
  • Serbia
  • Switzerland

Additional cover - the following extra  cover is included

  • Cover prior to trip departure if within 7 days
  • Alternative transport / overnight accommodation
  • Returning you & the vehicle back home
  • Dispatch of replacement parts
  • Emergency repairs following an attempted theft
  • Tent theft or damage
  • Replacement vehicle on return to the UK

Computerquote Breakdown Classic Plus can be bought by phone with a new car insurance quote, or separately by calling 0800 389 9949 (regardless of whether your vehicle is insured by Computerquote Insurance)

Download and view the Computerquote Breakdown Classic Plus policy wording

Computerquote breakdown policies are provided and underwritten by ERS 

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