Online quote conditions
To quote for your home insurance online you must meet the following conditions. If you do not, please call us on 0800 389 9949 for a quote.
The home
- is within the boundaries of the United Kingdom
- must be self contained
- is maintained in a good state of repair
- is built of brick, stone, or concrete and roofed with slate, tile, concrete, metal or asphalt (the roof must be no more than 30% asphalt)
- has no building work in progress
- is situated no less than ¼ mile from the nearest river, watercourse, sea, lake, reservoir, cliff, quarry or other excavation
- has not been damaged by flood and not in an area liable to flood
- has not been affected by subsidence or structural movement and is not in an area subject to subsidence
- is not used for business purposes other than paperwork, telephone calls, child minding and computer work
- is not let or sub-let by you (click here for a let property quotation)
For a buildings quote the home is also not
- rented by you
- a flat, maisonette, room / bedsit or halls of residence
You and any adult living with you
- has never had any unspent convictions for, or prosecutions pending for, any criminal offence (other than a driving offence)
- has never been declared bankrupt nor had any unsatisfied County Court Judgments
- has never had home insurance refused, cancelled, or declared null and void
- has never had special terms imposed to buildings or contents insurance
